At CNB, we know that buying a home or refinancing a mortgage is one of the biggest decisions you'll ever make. That's why we offer a variety of mortgage programs featuring competitive rates, flexible terms, and fast loan processing.

• Personal Loan. If you want to buy a computer, take a vacation, or make any other personal purchase, a CNB Personal Loan makes it easy.
  
• Auto Loan . If you’re looking to buy a new or used car, CNB has an affordable auto loan for you.
  
• Home Equity Loan. If you want an affordable and smart way to make home improvements, pay for college, consolidate debt, or pay for anything at all, a CNB Home Equity Loan is a great choice. Borrow a lump sum with a Home Equity Loan. It offers great savings and potential tax benefits.¹
  
• Home Improvement Loan. If you don’t have equity in your home, but still want to make home improvements, a CNB Home Improvement Loan is a great solution.
  
• Fixed-Rate Mortgages. If you plan on staying in your home for several years and like the stability of an interest rate that won't rise, a CNB Fixed-Rate Mortgage is ideal.
• Refinance Options. If you're looking to refinance to lower your monthly payment or to obtain cash from your equity, we have a variety of attractive refinancing options.
• Other Mortgage Programs. We offer other mortgage programs for specialized needs, including; construction, non-owner occupied, or rehab loans.

Ready to apply now? Click here for CNB's mortgage application package.

All the information you need at your fingertips!
Visit CNB's Online Mortgage Resource Center to get the answers to Frequently Asked Mortgage Questions and make better informed decisions with the information from our Mortgage Calculators. For questions, speak with a Mortgage Representative. Ask about a CNB mortgage pre-approval to save you time and give you added negotiating power when buying your home.

Community National Bank's general lending area includes cities and towns within the Medina County area of Texas.

A CNB Mortgage and Relationship Banking add up to money-saving benefits!
A portion of your outstanding residential CNB mortgage balance may be applied towards two of our Relationship Banking packages. You can apply up to $10,000 towards a Gold package or $25,000 towards a Platinum package. Our Gold and Platinum Relationship packages (minimum combined balances of $25,000 and $50,000, respectively) include many money-saving benefits such as no-fee checking, free standard checks, free access to more than 2,800 SUM Program ATMs¹, preferred CD rates, discounted rates on certain consumer loans, annual fee waivers on our home equity line of credit, overdraft protection and IRA, and much more. Stop by any of our locations for more details.

¹Other banks not part of the PULSE Program may charge a fee to use their ATMs. ATM transactions are subject to overdraft fees.

 

Visit CNB's Online Mortgage Resource Center to get the answers to Frequently Asked Mortgage Questions and make better informed decisions with the information from our Mortgage Calculators.

CNB Personal Loan

If you need to borrow to buy a computer, new appliances for your home, or any other purchase, CNB has a personal loan for you.

• Get a competitive rate that’s easy on your budget.
• Choose from a variety of terms.
• Enjoy the convenience of having your payments automatically deducted from a CNB Checking or Statement Savings Account.
• Get a fast decision on your loan application.

Wondering what your monthly payment will be? Try our Personal Loan Calculators.

 

To learn more or to apply for a CNB Personal Loan, visit your nearest CNB Banking Center. Click here for a personal loan application.

CNB Auto Loan

When you decide to buy a new or used car, CNB can help you get the loan you need.

• Take advantage of our new and used car loan rates and flexible terms.
• Enjoy the convenience of having your payments automatically deducted from a CNB Checking or Statement Savings Account.

Wondering what your monthly car payment will be? Try our Auto Loan Calculator.

 

To learn more or to apply for a CNB Auto Loan or to get pre-approved, call or visit your nearest CNB Banking Center.

CNB Business Loan

You can borrow for working Capital or other unsecured loans to help with ongoing business concerns.

• Get a competitive rate.
• Variety of term and source of repayment applies.
• Get a fast decision on your loan request
• Financial information is required.

 

To learn more or to apply for a CNB Business Loan or to get pre-approved, call or visit your nearest CNB Banking Center.

Ag Lending/Working Capital Loans

Live stock, farm and equipment loans are a significant part of our Ag-Lending at CNB.

• Various terms.
• Fixed and Variable rates/Wall Street Prime Plus.
• Full line of credit.
• Revolving Line of Credit.
• Fully amortizing or Semi-annual floating or fixed payment plus interest.

Terms may apply depending upon the financial strength of the borrower, the nature of loan and the collateral.

 

To learn more or to apply for a CNB Ag Loan, a Working Capital Loan or to get pre-approved, call or visit your nearest CNB Banking Center.

CNB Home Equity Loan

If you want to borrow a lump sum at a fixed rate, to finance a home addition, pay for a vacation, or make any other major purchase, a CNB Home Equity Loan is right for you.

• Interest rate and loan payment are fixed for the life of the loan.
• Enjoy the convenience of having your payments automatically deducted from a CNB Checking or Statement Savings Account.
• Interest may be tax deductible.²

Wondering how much you can afford to borrow?

Try our Personal Loan Calculator.

   

Tap your home's equity today with a CNB Home Equity Loan!
To find out more about a CNB Home Equity Loan or to apply, visit one of our CNB Banking Centers. Before you apply for a home equity loan, be sure to read our checklist of items to include with your application to expedite the processing of your loan.

Ready to apply for a CNB Home Equity or loan now?
Click here for CNB's home equity application.

Click here for things to consider about borrowing against the equity in your home.

¹Borrower may be responsible for certain costs. Property insurance required. Title insurance, trust review and documentation preparation fees may be required. 

² Consult your tax advisor about tax deductibility.

CNB Home Improvement Loan

Want to make a few improvements around the house without using the equity in your home? A CNB Home Improvement loan can help you get it done.

• Save with low rates.
• Choose from a variety of terms.
• Enjoy the convenience of having your payments automatically deducted from a CNB Checking or Statement Savings Account.
• Get a fast decision and quick access to your funds.

Wondering how much you can afford to borrow? Try our loan calculators.

To learn more or to apply for a CNB Home Improvement Loan, visit your nearest CNB Banking Center.

CNB Fixed-Rate Mortgages

If you want the peace of mind from knowing that your mortgage rate will not increase throughout the life of your mortgage, CNB offers fixed-rate mortgages.

• 10-, 15-, 20- and 30-year terms available with competitive rates.
• Enjoy the convenience of having your payments automatically deducted from a CNB Checking or Statement Savings Account.
• Get a fast decision – we can usually accommodate any commitment or closing date requirement.

Save time with a CNB Pre-Approval!¹
With a CNB mortgage pre-approval, you can get approved for a mortgage – even before you start looking. You'll save time by knowing up front how much you can borrow and the price range you can afford. You'll also have a valuable negotiating edge with sellers who are motivated to sell quickly.

   

Wondering how much your monthly payments would be?
Use CNB's Mortgage Calculators to help you make more informed decisions.

   

A CNB Mortgage Representative is ready to help!
Click here to apply for a CNB Fixed-Rate Mortgage. To get more information on rates or other CNB mortgage programs, speak with a Mortgage Representative. You can also visit our Frequently Asked Mortgage Questions. Before you apply for a mortgage, be sure to read our checklist of items to include with your application to expedite the processing of your loan.

¹ Pre-approval applications are subject to additional credit and income verification on final loan application.

Other CNB Mortgages

Whether you're building a new home or fixing up an existing one, CNB offers the specialized mortgage programs you need.

• Construction Loans. If you've always wanted to build your dream house, this is the loan that can help you do it.
• Non-Owner Occupied Loan. Looking to buy a house as an investment? A CNB non-owner occupied loan may be the way to go.
• Mortgage Loans with flexible payment schedules.
• Enjoy the convenience of having your payments automatically deducted from a CNB Checking or Statement Savings Account.

To apply for a CNB Construction, Non-Owner Occupied Loan, or Rehab Loan, or to get more information on rates or other CNB mortgage programs, speak with a Mortgage Representative. Before you apply for a mortgage, be sure to read our checklist of items to include with your application to expedite the processing of your loan.

CNB Mortgage Pre-Approval

Make shopping for a home easy – with a CNB Mortgage Pre-Approval. This convenient program lets you get approved for a mortgage – even before you start looking for a home.¹

• Allows you to concentrate only on houses in your price range.
• Sellers will recognize you as a serious buyer, giving you a valuable advantage in a competitive housing market.
• You’ll get a fast answer in as little as 48 hours.
• Enjoy the convenience of having your payments automatically deducted from a CNB Checking or Statement Savings Account.

Save time – get pre-approved today!
To apply for a CNB pre-approval or mortgage, speak with a Mortgage Representative. Click here for a mortgage application form or visit CNB's Frequently Asked Mortgage Questions and make more informed decisions with information from our Mortgage Calculators.

¹Pre-approved applications are subject to additional credit and income verification on final loan application.

CNB Mortgage Representatives

Community National Bank's Mortgage Representatives are accessible and experienced. We do everything we can to make the home buying process go smoothly, easily and as quickly as possible, including providing prompt turnaround on applications and approvals.

Mark Sunderman 1502 Avenue M Hondo, TX 78861 (Main) 830-426-3066 (Metro) 830-741-3066 (Fax) 830-426-2265 msunderman@cnbanktx.com	Newell "Buddy" Woolls III 1502 Avenue M Hondo, TX 78861 (Main) 830-426-3066 (Metro) 830-741-3066 (Fax) 830-426-2265 bwoolls@cnbanktx.com
Brenda Journey 1502 Avenue M Hondo, TX 78861 (Main) 830-426-3066 (Metro) 830-741-3066 (Fax) 830-426-2265 bjourney@cnbanktx.com	Suzanne Heiligman 1502 Avenue M Hondo, TX 78861 (Main) 830-426-3066 (Metro) 830-741-3066 (Fax) 830-426-2265 sheiligman@cnbanktx.com
Holly Boyle 835 Hwy 90 East Castroville, TX. 78009 (Main) 830-538-3411 (Metro) 830-931-3411 (Fax) 830-538-3951 hboyle@cnbanktx.com	Cindy Taylor 835 Hwy 90 East Castroville, TX. 78009 (Main) 830-538-3411 (Metro) 830-931-3411 (Fax) 830-538-3951 ctaylor@cnbanktx.com
Bruce Reed 835 Hwy 90 East Castroville, TX. 78009 (Main) 830-538-3411 (Metro) 830-931-3411 (Fax) 830-538-3951 breed@cnbanktx.com	Kathy "Trinket" Milward 20102 IH-35 South Lytle, TX 78052 (Main) 830-772-4445 (Metro) 830-709-3066 (Fax) 830-772-4444 tmilward@cnbanktx.com

Want more information?
Visit CNB's Online Mortgage Resource Center to get the answers to Frequently Asked Mortgage Questionsand make better informed decisions with the information from our Mortgage Calculators.